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16

Jun

2010

Reality of Insurance Company Doctors

All too often insurance company doctors attempt to discount the injuries of accident victims. What can occur is the insurance doctor performs a one-time exam of the insured lasting only a few minutes.


Then the insurance friendly doctors will dictate a report, which outlines their cursory examination and their medical opinion. The opinion of the doctor, not surprisingly, invariable assists the insurance in cutting off the insured’s benefits.


These insurance biased opinions typically fall into one of three categories:

  1. that the person is not injured;
  2. is capable of working or,
  3. that the injuries present are not the result of the automobile accident or work injury but rather some other event.

The next thing the insured knows is that they are receiving a letter from their insurance company termination all of their medical benefits on the basis of this one time evaluation. In the great majority of cases, this one time evaluation and the opinions of the insurance company doctor are in direct conflict with the opinions of the treating physicians who have treated his individual for many months and, in some cases, years and who relate the treatment to the injuries sustained in the traumatic event.


Is this fair?



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