An effective demand package will set your client’s case apart from all of the other demand letters on the insurance adjuster’s desk. The effective demand package will increase the monetary amount of the offers in your clients’ cases, and it will let the other side know that you have thought about your case and that you know your client’s story.
An effective demand package is one that will show the insurance company (and their insured’s in some instances) that there exists enough RISK to the insured defendant driver that a tender of the insured’s policy limits is what a prudent insurance company would do given the circumstances of the individual case.
Most of the demand packages that we write for our clients contain the proper language and elements to create a valid Stowers demand. A firm wanting to make a stowers claim would need the assistance of an experience team. We at Xxon prepare the demand packets as per the requirement of the law firm.
Some of the basic sections which are covered while preparing the demand packet are the following:
- Liability/ Responsibility
- Prior Medical Conditions
- Injuries, Harm and Damages
- Current Medical Condition
- Current and Future Medical Expenses
- Other Elements of Recovery in a Personal Injury Claim
- Physical Pain
- Past Physical Pain
- Future Physical Pain
- Mental Anguish
- Physical Impairment/ Loss of Enjoyment of Life
- Past Physical Impairment
- Future Medical Expenses
Disfigurement
- Past Disfigurement
- Future Disfigurement
7. Evaluation
Liability/ Responsibility
Causation
Damages
8. Pre-Existing Condition
9. Applicability of Stowers Doctrine
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